Digital Backbone for
Insurance, Health & Automotive & Assistance

Four Ecosystems. One Vision. Powering Turkiye's Digital Transformation

AffinityBox
Core Systems

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AffinityBox

Enterprise-grade core insurance platform with policy management, claims processing, and comprehensive business intelligence.

Acentech
Digital Distribution

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Acentech

Digital platform connecting insurance agents with customers, enabling seamless policy comparison and sales management.

Softpower
AI Innovation

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Softpower

AI-powered solutions for intelligent document processing, automated claims assessment, and predictive analytics.

Destech - Automotive & Assistance
Mobility Ecosystem

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Destech - Automotive & Assistance

Comprehensive automotive solutions including vehicle inspection (RS Oto Ekspertiz), roadside assistance (TUR ASSIST), and service management platforms.

75+
Technology Experts
1000+
System Integrations
1500+
Active Agencies
1M+
Policies Managed

The Challenge

Legacy Systems. Manual Processes. Disconnected Data.

Outdated Infrastructure

Aging legacy systems are failing to meet modern digital customer expectations, creating friction in every interaction and limiting business agility.

Manual Workflows

Time-consuming manual processes are slowing down operations, increasing error rates, and preventing teams from focusing on strategic initiatives.

Data Silos

Fragmented data across disconnected systems prevents a unified customer view, making personalization and informed decision-making nearly impossible.

Integration Barriers

Closed architectures and proprietary systems make partner integration complex, expensive, and time-consuming, limiting ecosystem growth.

Insurance needs a connected technology partner.

The Insurance Value Chain

AffinityBox powers the modern insurance ecosystem, from distribution to analytics, with seamless connectivity across every touchpoint.

Distribution
Multi-channel sales

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Distribution

Comprehensive digital distribution platform connecting agents, brokers, and direct channels. Enable seamless policy comparison, quote generation, and sales across web, mobile, and partner ecosystems.

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Core Systems
Policy & member management

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Core Systems

Enterprise-grade core insurance platform managing the complete policy lifecycle. From underwriting and issuance to renewals and endorsements, with real-time data synchronization across all touchpoints.

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Service
24/7 member experience

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Service

AI-powered customer service platform with omnichannel support. Intelligent chatbots, self-service portals, and automated assistance workflows ensure exceptional member experiences around the clock.

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Underwriting
Automated risk assessment

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Underwriting

Intelligent underwriting engine combining rules-based logic with machine learning models. Automated risk scoring, pricing optimization, and real-time decision-making reduce turnaround time by 70%.

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Claims
AI-powered processing

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Claims

End-to-end claims management with AI-driven document extraction, fraud detection, and automated workflows. From FNOL to settlement, reduce processing time and improve accuracy with intelligent automation.

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Analytics
Real-time intelligence

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Analytics

Comprehensive business intelligence platform with Power BI integration. Real-time dashboards, predictive analytics, early warning systems, and regulatory reporting deliver actionable insights across the organization.

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Cloud-Native

Scalable, resilient infrastructure built for modern demands

API-First

Open integration architecture for seamless connectivity

AI-Powered

Intelligent automation for smarter operations

AffinityBox - Digital Insurance Platform Logo

Enterprise & Health Core Systems

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AffinityBox provides cloud-native, modular insurance technology for health and enterprise segments. Our platform enables faster product launches, superior member service, and operational efficiency through intelligent automation and seamless integration capabilities.

Policy Management

Automated lifecycle from quote to renewal with configurable business rules engine and workflow orchestration

Claims Processing

Intelligent adjudication with fraud detection, straight-through processing, and automated settlement workflows

Member Portal

Self-service platform for benefits inquiry, claims tracking, and coordinated care management

Provisioning

Real-time service authorization with provider network coordination and utilization management

Provider Network

Comprehensive directory with contract management, pricing administration, and credentialing workflows

BI & Analytics

Real-time dashboards with predictive insights, KPI tracking, and strategic decision support

14+
Insurance Companies
1M+
Policies Managed
99.9%
Uptime SLA
100%
Compliant
Acentech - Digital Distribution Platform for Insurance Agencies

Digital Distribution Ecosystem

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Acentech unifies insurers, agents, and service providers on a single digital platform, transforming distribution into a seamless, data-driven experience. Our ecosystem approach enables rapid scaling, operational excellence, and enhanced customer engagement across every channel.

15+ Insurance Products

Turkey's most comprehensive online web service integration portal. From traffic insurance to health insurance, DASK to travel insurance - all products unified in one platform.

✓Traffic Insurance
✓Comprehensive Insurance
✓Health Insurance
✓DASK
✓Travel Insurance
✓And 10+ More
Acentech Insurance Products
Acentech Mobile Features

Future-Ready Insurance Platform

Discover the future of insurance with AI Engine, customized interfaces, 3D secure payments, and profile engine. Build your portfolio and grow your customers faster.

1

Best Performance

Instant returns with microservice technology

2

Easy Setup

All integrations at your service

3

Customized Interfaces

Tailored web interfaces for your brand

Microservices & AI-Powered Platform

Experience the future of online insurance with our cutting-edge platform. Powered by microservices and AI technology, Acentech delivers personalized policy options instantly.

🔥25+ insurance companies, 15+ products, 1000+ integrations

"Discover the ideal path for your business growth with Acentech Portal's superior features and grow your portfolio."

Acentech Platform
API Hub

•25+ insurers via unified API

•Real-time policy quoting & binding

•Standardized data exchange

•Seamless partner onboarding

Web Portal

•White-label digital storefronts

•Self-service customer acquisition

•Mobile-responsive design

•Customizable branding & workflows

Agent CRM

•End-to-end lead management

•360-degree customer view

•Automated follow-ups & renewals

•Performance analytics

Service Hub

•Automotive services integration

•Healthcare provider connectivity

•On-demand service booking

•Value-added services for retention

25+
Insurance Partners
1500+
Active Agencies
1M+
Policies Managed
15+
Insurance Products
SoftPower - AI Innovation Lab for Insurance Technology

AI-Powered Insurance Solutions

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Softpower leverages artificial intelligence and machine learning to transform insurance operations. From intelligent document processing to predictive analytics, our AI solutions drive efficiency, accuracy, and innovation across the insurance value chain.

EksperX: Revolutionary Claims Processing

Our flagship AI solution transforms claims handling from days to seconds. Simply photograph the damage, and EksperX's advanced computer vision and machine learning instantly analyzes, assesses, and recommends resolution—delivering faster settlements, reduced costs, and happier customers.

WhatsApp Automation

Conversational AI for customer service, policy inquiries, and claims filing on Turkiye's most popular messaging platform. Advanced NLP enables 24/7 intelligent support with human-like understanding.

Document Intelligence

Advanced OCR and NLU extract structured data from unstructured documents, eliminating manual entry, reducing processing time by up to 90%, and improving data accuracy.

Agentic AI

Autonomous AI agents that reason, plan, and execute complex insurance workflows—from underwriting to claims settlement—with human-level judgment and continuous learning.

Predictive Analytics

Machine learning models forecast claim costs, identify fraud patterns, predict customer churn, and optimize pricing strategies—turning data into sustainable competitive advantage.

40%
Faster Processing
95%
AI Accuracy
24/7
Automation

HealthBox

Behavior-driven health insurance platform that transforms health data into financial outcomes. Complete management solution from first customer touchpoint to claims payment.

"Always good, Always the best"

Behavior-Driven Value Flow

Transform health behaviors into measurable financial outcomes through AI-powered analytics

Health Data

Wearables, apps, medical records

Behavioral Analysis

AI-powered insights & patterns

Financial Outcome

Dynamic premiums & rewards

Behavior-Driven Innovation

Revolutionizing health insurance through behavioral insights and real-time adaptation

Gamification Layer
Engage users with challenges, achievements, and health goals to drive positive behavior change

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Gamification Layer

Gamified challenges and personalized health goals make insurance engaging. Earn points for steps, gym visits, and check-ups. Track progress and drive behavior change through positive reinforcement.

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Adaptive Reimbursement
Dynamic policy adjustments based on real-time health behaviors and risk assessment

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Adaptive Reimbursement

AI engine adapts in real-time to health behaviors. Analyzes wearable data to adjust coverage and rates dynamically. Healthy behaviors earn instant benefit improvements.

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Risk-Reward System
Behavior-linked insurance model that rewards healthy lifestyle choices with premium discounts

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Risk-Reward System

Lifestyle choices directly impact premium costs. Healthy habits earn up to 30% discounts. Risk scoring evaluates health data and rewards positive trends with reduced premiums.

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HealthBox Ecosystem

Connecting all stakeholders in the health insurance value chain

Mobile User

End customers & policyholders

Insurance Company

Insurance company staff

Insurance Agency

Agency representatives

Hospital & TPA

Healthcare providers

Integration Models

Seamless connectivity with existing insurance and healthcare systems

Production Integration
  • Policy Management
  • Collection Processing
  • Accounting Information
Claims Integration
  • Claims Processing
  • Claims Updates
  • Payment Notifications

Key Capabilities

Complete health insurance value chain management

End-to-end digitalization from first touchpoint to claims payment

High integration capabilities with any sales channel or legacy system

Behavior-driven health & insurance platform with AI analytics

CHIbox hospital systems integration

OVMbox regulatory institution integration

Real-time health data processing from wearables and apps

Dynamic policy management based on behavioral patterns

Insurance Systems, Meet Intelligent Automation

AI & Analytics

The intelligence layer your insurance infrastructure needs. We combine the right AI models and analytics tools to deliver higher accuracy at lower cost.

Destech AI API

SINGLE API ENDPOINT

Claims Pipeline

Policy Pipeline

Risk Pipeline

DATA EXTRACTION PIPELINES

GPT
CV
OCR
NLP

MODEL COMPOSITION

Multiple Models. One API. Zero Complexity.

The Intelligence Layer Your Legacy System Needs

Through a single API endpoint, Destech AI Lab delivers tailored pipelines that ensure high accuracy — even with handwritten text and complex insurance documents.

By combining the best models, including open source, data extraction becomes scalable and cost-efficient, cutting costs by up to 70% while matching the accuracy of large proprietary models.

Proof-of-concept first approach — see results instantly

Production-ready JSON output via API for legacy systems

Orchestrated open source + proprietary model pipelines

AI-Powered Solutions

Document Intelligence

Automated extraction from claims documents, policy forms, and handwritten notes with 95%+ accuracy

Predictive Analytics

Risk scoring, fraud detection, and churn prediction powered by machine learning models

Customer Intelligence

AI chatbots, recommendation engines, and personalized product matching for enhanced CX

Operational Intelligence

Process automation, workflow optimization, and intelligent routing for claims and underwriting

Power BI & Analytics Services
End-to-End Insurance Reporting & Business Intelligence

Transform your insurance data into actionable insights with our comprehensive analytics and reporting solutions. From Microsoft Power BI consulting to custom early warning systems, we deliver real-time visibility across production, claims, and assistance flows.

Microsoft Power BI Consulting

  • •Data modeling and semantic layer design for insurance KPIs
  • •Custom dashboard development with drill-down capabilities
  • •Self-service analytics enabling business users to explore data

Early Warning Systems

  • •Real-time monitoring of critical insurance metrics and SLAs
  • •Automated alerts for anomalies, fraud patterns, and compliance risks
  • •Predictive indicators for claims trends and operational bottlenecks

End-to-End Insurance Reporting

  • •Production, claims, and assistance flow reporting with standard KPIs
  • •Regulatory compliance reports (TSB, SEDDK, KVKK)
  • •Executive dashboards for C-level decision-making

Data Governance & Integration

  • •KVKK-compliant data management and access controls
  • •Integration with legacy core systems and data warehouses
  • •Standard data models ensuring consistency across teams

Complete Automotive Service Ecosystem

Automotive & Assistance Solutions

Comprehensive digital platforms serving Turkey's automotive service industry. From vehicle inspection to roadside assistance, our integrated ecosystem connects vehicle owners with trusted service providers nationwide.

RS Oto Ekspertiz - AI-Powered Vehicle Inspection Platform Logo
RS Oto Ekspertiz
Turkey's first and only auto expertise service using MR technology. Transparent, reliable, and impartial vehicle inspection with 60 years of experience.
MR technology for comprehensive inspection
Pre-purchase & periodic vehicle checks
Multiple expertise packages available
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OtoKonfor - Digital Automotive Services Platform Logo
OtoKonfor
All-in-one digital platform bringing together 40+ automotive services. From car wash to maintenance, everything your vehicle needs in one place.
40+ services in one platform
100,000+ active users
Web & mobile app availability
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Garantili Oto Servis - Certified Auto Repair Network Logo
Garantili Oto Servis
Warranty-preserving service network connecting customers with TSE-certified auto service centers. 3 quality levels, instant quotes, 1-year labor guarantee.
Warranty-preserving maintenance
3 spare part quality options
TSE-certified service centers
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TUR ASSIST - Roadside Assistance Services Logo
TUR ASSIST
24/7 roadside assistance network with 6,000+ service providers nationwide. Towing, recovery, rental cars, and emergency services with highest standards.
6,000+ service providers
24/7 emergency assistance
Nationwide coverage
Part of RS Otomotiv Grubu ecosystem
RS Servis - Automotive Service Management Platform Logo
RS Servis
Corporate auto service combining 40 years of experience with modern management. Fast, professional, and economical solutions with continuous R&D.
40+ years of expertise
Corporate management standards
Continuous innovation & R&D
Part of RS Otomotiv Grubu ecosystem
Integrated Ecosystem
All platforms work together seamlessly, providing end-to-end automotive service solutions for individuals and businesses.
100,000+ active users
6,000+ service providers
60 years of expertise
TSE-certified network

Trusted by Leading Insurers

Powering digital transformation for Turkiye's top insurance companies

Our Insurance Partners
25+ Insurance Partners

From global leaders to innovative local insurers, our platform serves diverse market segments

1M+ Policies

Managing millions of policies with 99.9% uptime and enterprise-grade security

100% Success Rate

Every implementation delivered on time, on budget, with measurable ROI

Enterprise-Grade Technology

Built for Scale, Security & Compliance

Our technology stack is architected for mission-critical insurance operations, ensuring high availability, regulatory compliance, infinite scalability, and defense-in-depth security. Every layer is optimized for performance, resilience, and seamless integration with existing enterprise systems.

ISO-Aligned

ISO 27001 security standards with regular audits

KVKK-Compliant

Full compliance with Turkish data protection regulations

99.9% Uptime

Enterprise SLA with automated disaster recovery

Multi-Cloud

Deployed across Azure & AWS for maximum redundancy

75+ Experts

Fusion Product Teams

Our people are our competitive advantage. Multidisciplinary fusion teams combine deep insurance domain expertise with world-class technical capabilities, delivering breakthrough innovation where business strategy meets cutting-edge technology.

AI Specialists

Building intelligent automation and machine learning systems

Data Scientists

Extracting actionable insights from complex data ecosystems

DevOps Engineers

Ensuring reliability, performance, and continuous delivery

Full-Stack Developers

Building elegant, scalable solutions across the entire stack

Product Managers

Translating business needs into innovative technology solutions

Insurance Experts

Industry veterans with deep domain understanding

Agile Delivery

Two-week sprints with continuous deployment and iterative improvement

Real-Time Collaboration

Cross-functional teams working in perfect sync across time zones

Intelligence + Technology

Fusion of domain expertise and technical excellence

Get in Touch

Contact us to learn how AffinityBox can help modernize your insurance infrastructure

Ready to Transform Your Insurance Operations?

Contact us to learn how AffinityBox can help modernize your insurance infrastructure